Raisin GmbH
About us
Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom, and the United States to consumers. Today, Raisin serves more than 1.5 million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under Raisin and WeltSparen. In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has more than €60 billion AuA and generated over €1.5 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Macquarie Capital, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G. The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.
Address
Schlesische Str. 33/34
10997 Berlin
Germany
E-mail: public-affairs@raisin.com
Phone: +49 30 770191291
Internet: raisin.com/
Schlesische Str. 33/34
10997 Berlin
Germany
Phone: +49 30 770191291
Contact person:
Oliver Schubert
Head of Distribution Sales
E-mail: oliver.schubert@raisin.com
Phone: +4915111813517
Katharina Lüth
Chief Client Officer & Managing Director
E-mail: katharina.lueth@raisin.com
Benedikt Voller
Chief Revenue Officer
E-mail: benedikt.voller@raisin.com
Phone: +4915168859830
Products & Services
Raisin is offering a savings and investment marketplace to connect retail customers with banks looking to expand their deposit reach.
Raisin provides an open banking infrastructure for the global $50+ trillion deposit market that benefits banks and savers alike.
a) For savers, it means more product choice and decision power. Customer-facing institutions like banks benefit from best-in-class savings marketplace solutions for their own customers, and
b) For deposit-taking banks, they receive flexible, cost-effective access to diversified deposit funding.
Raisin operates its own B2C platforms across Europe, UK and U.S. under the Raisin and WeltSparen brands. Also financial service providers like banks and fintechs use the offering to implement it as distributors for their customers. In Germany, in addition to savings products for retail and corporate clients, the company also offers ETF-based investment and pension products. Raisin collaborates with ca. 400 banks and financial services providers from more than 30 countries. The company is servicing over 1 million direct customers across the different regions with its own fully licenced bank - the Raisin Bank AG in Frankfurt.
Marketplace for Banks to receive access to deposit funding
Acquire Funding
Access stable and long-term retail funding.
Choose a funding mix that perfectly matches your assets and maturity needs.
Reduce funding cost by tapping into different markets.
Improve your LCR & NSFR ratios with retail quality funding.
Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
Leverage Raisin’s capabilities to enter a new market completely digitally.
Exert full control over volumes and maturities.
Diversify Sources
Gain access to over 30 European savings markets and offer market-specific pricing.
Acquire funding from retail and corporate customers.
Build your portfolio in various currencies.
Tap into exclusive customer pools by offering your products to other banks (see Distribution Partnership Model).
Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
Expand your distribution capacity across your home market.
Marketplace for B2C customers to give access to best in class savings and investment products
Explore Open Banking
Offer attractive deposit products to your customers choosing from Raisin´s partners, protected by deposit guarantee schemes.
Tailor your customer offer choosing from the widest deposit offering in the EU/UK/US.
Easily integrate the products into your system and be in control of the customer experience.
Gain a powerful and innovative tool for customer acquisition and retention.
Monetise Liquidity
Earn an attractive commission on the deposits brokered.
Keep your customers loyal by competing with the highest rates in the market.
Complement your product portfolio with different maturities to offer a holistic portfolio and manage your desired liquidity profile.
Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.
