Raisin SE
Booth number: 8B130-10
raisin.com/
About us
Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global +140 trillion euro market.
Raisin operates its own B2C channels, enabling consumers to easily access a wide range of savings and investment products. Additionally, Raisin provides a B2B offering that allows banks, financial institutions, and other businesses to build their own branded savings platforms using Raisin’s technology and infrastructure. This white-label solution empowers partners to offer competitive savings products while leveraging Raisin’s extensive network of banks.
Raisin currently employs more than 700 people from over 65 countries worldwide. Today, the platform holds over 70 billion euros in assets from more than one million customers which have accrued over 2 billion euros in interest with their investments.
Address
Schlesische Str. 33/34
10997 Berlin
Germany
E-mail: public-affairs@raisin.com
Phone: +49 30 770191291
Internet: raisin.com/
Contact person:
Katharina Lüth
Chief Client Officer & Managing Director
E-mail: katharina.lueth@raisin.com
Benedikt Voller
Chief Revenue Officer
E-mail: benedikt.voller@raisin.com
Phone: +49 151 68859830
Walter Minehuber
Director B2B Partnerships
E-mail: walter.minehuber@raisin.com
Phone: +49 171 5560095
Products & Services
Raisin is offering a savings and investment marketplace to connect retail customers with banks looking to expand their deposit reach.
a) For savers, it means more product choice and decision power. Customer-facing institutions like banks benefit from best-in-class savings marketplace solutions for their own customers, and
b) For deposit-taking banks, they receive flexible, cost-effective access to diversified deposit funding.
Raisin operates its own B2C platforms across Europe, UK and U.S. under the Raisin and WeltSparen brands. Also financial service providers like banks and fintechs use the offering to implement it as distributors (B2B) for their customers.
In Germany, in addition to savings products for retail and corporate clients, the company also offers ETF-based investment and pension products.
Raisin collaborates with ca. 400 banks and financial services providers from more than 30 countries. The company is servicing over 1 million direct customers across the different regions with its own fully licenced bank - the Raisin Bank AG in Frankfurt.
Marketplace for Banks to receive access to deposit funding
Acquire Funding
Access stable and long-term retail funding.
Choose a funding mix that perfectly matches your assets and maturity needs.
Reduce funding cost by tapping into different markets.
Improve your LCR & NSFR ratios with retail quality funding.
Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
Leverage Raisin’s capabilities to enter a new market completely digitally.
Exert full control over volumes and maturities.
Diversify Sources
Gain access to over 30 European savings markets and offer market-specific pricing.
Acquire funding from retail and corporate customers.
Build your portfolio in various currencies.
Tap into exclusive customer pools by offering your products to other banks (see Distribution Partnership Model).
Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
Expand your distribution capacity across your home market.
Marketplace for B2C customers to give access to best in class savings and investment products
Explore Open Banking
Offer attractive deposit products to your customers choosing from Raisin´s partners, protected by deposit guarantee schemes.
Tailor your customer offer choosing from the widest deposit offering in the EU/UK/US.
Easily integrate the products into your system and be in control of the customer experience.
Gain a powerful and innovative tool for customer acquisition and retention.
Monetise Liquidity
Earn an attractive commission on the deposits brokered.
Keep your customers loyal by competing with the highest rates in the market.
Complement your product portfolio with different maturities to offer a holistic portfolio and manage your desired liquidity profile.
Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.